Strong Customer Authentication (SCA) note
This FAQ is about the Stripe legacy version of Checkout. Note that this version doesn't support the European Strong Customer Authentication (SCA) regulation. The regulation requires that electronic payments are performed with multi-factor authentication, to increase the security of electronic payments. Although you can continue to use the legacy version to accept payments, this can affect your business if it is based in the European Economic Area or you serve customers in the EEA.
For general information about accepting payments in Planyo see
Q121: I'd like to accept credit card payments for the reservations.
Which Stripe integration should I choose?
Show
In Planyo we currently offer four Stripe integration methods.
In most cases you should use Stripe Checkout. Checkout uses a prebuilt Stripe-hosted payment page your customer is redirect
to for quick purchases. In addition to standard credit card transactions, Checkout also supports other payment methods, like giropay, eps or bancontact.
Checkout fully supports the new European SCA regulation.
Stripe Legacy is a predecessor of Checkout. This version doesn't support the new European SCA regulation which can affect your business if it is based in the European Economic Area or
you serve customers in the EEA.
Stripe Sofort is a real-time bank transfer payment method available for customers from Austria, Belgium, Germany, Italy, Netherlands and Spain.
Stripe PaymentIntent is an advanced integration method that allows collecting payments on your website. This method also supports the new European SCA regulation.
First of all, you need to select
Stripe in the
Payment processing site option on the site settings page.
In the next field, you need to enter your Stripe API secret key followed by slash and by your API publishable key. For example:
sk_BQokikJOvBiI2HlWgH4olfQ2/pk_6pRNASCoBOKtIshFeQd4XMUh
You can find the API credentials in your Stripe Dashboard, in the
API section:
For test transactions, you should enter the test API secret and publishable key. Note that the test credentials start with sk_test_.... and pk_test_....
Please make sure to change the credentials back to production values when want to start receiving real payments.
Webhook
Optionally, you can also set up Stripe webhook so we can receive refunds initiated in your Stripe account. In this case, you will need to create a webhook endpoint that will point to a script in our system.
You can set up the webhook in the
Webhooks section of your Stripe Dashboard:
When you click
Add endpoint, a pop-up window appears where you can enter the webhook settings.
In the
URL to be called field enter:
https://www.planyo.com/payment-stripe-ipn.php
In the
Filter event section, choose
Select types to send and select the
charge.refunded event.
Once you click the
Add endpoint button to submit the settings, the
Signing secret section appears below
Webhook details (see the picture below).
Click the
Click to reveal button to see the webhook secret and copy the value.
Next, go back to the
Online payments page in your Planyo panel. Go to the
Stripe secret key / publishable key field, add another slash and enter the webhook secret as the third value.
The webhook secret is necessary for authenticating events coming from Stripe to our system:
sk_BQokikJOvBiI2HlWgH4olfQ2/pk_6pRNASCoBOKtIshFeQd4XMUh/whsec_Yq3Tc6fP4556XLdfgM9WHmjmo1r2